The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

 Looking for a particular company? We write for: 

Liability Insurance

Liability insurance coverage pays for the the damage caused to another's vehicle in the event of an accident, if you are the party at fault in the accident. It does not cover damage done to your car in an accident where you are at fault, damage due to theft, vadalism, flood, fire or windshield damage.

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Collision Insurance
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed. 

 Personal Auto Coverage

We offer classic car insurance!

Looking for insurance coverage for your personal vehicle? We can help you there! We offer:

• free auto quotes
• quotes from several different auto insurance companies so we can get the most competitive rates
  
• SR-22 filings with payment plans
  
• several discounts including EFT (Electronic Funds Transfer), paperless, multi-car, safe-driver, and paid-in-full  

Can't make it to the office?

No problem!

We can write policies and take payments by phone!

Need some general auto insurance info?

Liability vs. Full Coverage

KIRKLAND

Insurance & Tax Service

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