The Right Coverage. The Right Price. The Right Value.
The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation and the assets you want to protect.

Protection for Your Home
Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.

Protection for You and Other People
Personal Liability Coverage applies if someone is injured or if their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.

Medical Coverage
This covers medical expenses for guests if they are injured on your property and in certain cases, it covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.

Additional Living Expenses
If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses—commonly for up to 24 months—while damage is assessed and your home is repaired or rebuilt.

Protection for Your Belongings
Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.

Scheduled Personal Property Coverage
If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk with us about this additional coverage. It provides broader coverage for specific items.

There are several types of home insurance. We can write policies for:

• Homeowners
• Mobile Homeowners
• Rental Homes
• Vacant Homes
• Builder's Risk

 Homeowners & More

 Some of our homeowners companies include:

Not sure what kind of insurance you need for your structure?

Contact us today and let us help!

Things you need to know about Renters Insurance

No previous coverage? No problem!

Past claims? No problem!

We write for multiple companies so we'll get you a competitive rate, and the quote is free!

Don't want to bundle? That's okay! You don't have to! We offer stand-alone homeowners coverage.

We can take payments over the phone for your convenience!

Things you need to know about Homeowners Insurance

KIRKLAND

Insurance & Tax Service

Service... it's part of our name!

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

​Your renters insurance policy protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

 Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto policies with their renters policy.